Our Services

Our financial services fall into three categories:

• Wealth and Portfolio Management
• Portfolio Construction and Asset Management
• Fee-only Comprehensive Financial Advisor

Wealth and Portfolio Management

Wealth Management is discussed further in our web site. Simply stated, we manage your wealth while helping you find the resources and advice you need to make informed financial decisions. Your assets are domiciled at Fidelity Investments and we direct and manage the investment objectives and goals to which we have mutually agreed. Within Wealth Management you receive: Investment Planning, Investment Management, Integrated Comprehensive Fee-Only Financial Planning, Family Coaching and Counseling, Planned Giving and Philanthropy, and Trust Services.

Portfolio Construction and Asset Management

Portfolio Construction and Asset Management is the heart of our business. We interview you and ask you to complete an investment questionnaire. Our number one goal is to achieve an investment return that you need. This may well be different than what you initially thought you wanted. We believe it is incumbent upon us to help you understand the overwhelming importance of preservation of capital through prudent and proven investment strategies. Unfortunately, many amateur investors frequently defeat their own goals by letting ego dictate strategy.

We prepare an Investment Policy Statement (IPS) for you. The IPS defines the goals, objectives, time horizon, income needs, and comparison benchmarks against which to judge performance. The IPS changes over time just as your financial situations change.

We create and manage portfolios for individuals, trusts, and closely held businesses by employing several investment approaches. While we do some individual stock selection, our focus is on Dimensional Funds (DFA). After years of investment management and exposure to virtually every investment style, we believe that the DFA approach is prudent and proper for nearly every investor. Click here for more information on DFA funds.

Fee-only Comprehensive Financial Advisors

We are members of the Investment Management Consultants Association (IMCA) and The National Association of Personal Financial Advisors (NAPFA). We subscribe to the core values of NAPFA in that we “practice a holistic approach to financial planning that is fee-only, objective, and ensures the client’s interest is always paramount.”